Personal Checking
Origin Bank checking accounts allow you to easily keep track of daily spending and savings. With any one of our checking accounts, enjoy access to our online banking system and our mobile app.
Checking with Balance
Your daily life is so much more than a series of transactions. Get all the flexibility you deserve with personal checking that combines convenient access and a variety of modern tools. Our mobile app and online banking system allow you to manage your account whenever and wherever you need to – helping you feel more connected.
Benefits
With the help of our experienced team and all the latest advances we keep checking more personal. Take advantage of all the meaningful perks, from informed insight to simplified direct payments and withdrawals.
Trusted Advisor
It’s what defines our distinct style of relationship banking: personalized service to match your unique needs and goals. How can we help? Call us day or night at 888.292.4037 or send us a message.
Innovative Technology
Our mobile banking services make it easy for you to manage your accounts while you’re on the go. Check account balances, make mobile check deposits, and transfer funds with the Origin Bank app.
Simple Checking
A cycle service charge of $8.00 will be imposed every month if the daily balance on any day of the month falls below $500.00.
Impact Checking
Our most popular account that saves you money by reducing or eliminating the monthly cycle service charge based on your everyday spending and/or usage of e-statements.
Connect Checking
Want interest and relationship pricing? You need to sign up for our Connect Account!
Performance Checking
With Performance Checking, earn 5.00% APY¹ on your money up to $40,000 when qualifications are met². Life moves fast, so let us help ensure your money performs.
Monthly Cycle Service Charge
$8.00
Monthly Cycle Service Charge
$5.00 or less
Monthly Cycle Service Charge
$20.59
Monthly Cycle Service Charge
$14.00
Benefits
Trusted Advisor
Innovative Technology
Benefits
Trusted Advisor
Innovative Technology
Reduced or eliminated monthly cycle service charge with e-statement enrollment and/or debit card usage.
Benefits
Trusted Advisor
Innovative Technology
No fee on Connect Checking Checks (limit one box per order)
Waiver of origination fee and no annual fee on Community Line of Credit for the purpose of Overdraft Protection.
Benefits
Trusted Advisor
Innovative Technology
Earn 5.00% APY¹ on balances up to $40,000 when qualifications are met².
Receive a $100 lender credit when you originate a mortgage loan with Origin Bank during the life of this account.
¹After qualifications are met, earn 5.00% Annual Percentage Yield (APY) on balances up to $40,000; earn 0.50% APY for balances above $40,000. APY effective as of 12/01/2024. Fees may reduce earnings. Rate subject to change at any time. A cycle service charge of $14 will be imposed every statement cycle that the average daily balance falls below $4,000. Limited to one account per individual. Closing this account within 90 days of opening results in $25 fee. If you originate a mortgage loan with Origin during the life of this account you will receive a $100 lender credit to be redeemed at the time of your closing; there is no minimum balance required for this benefit.
²Qualifications: You must have 16 posted and cleared debit card transactions excluding ATM transactions per statement cycle, make 1 posted and cleared ACH automatic debit or credit per statement cycle, and receive a monthly eStatement on this account or the APY paid on your entire balance will be 0.00%. These monthly requirements must be completed 3 business days prior to the end of your statement cycle.